State income tax structure
Graduated income tax plus SDI.
2026 CALIFORNIA TAKE-HOME PAY ESTIMATOR
Estimate your 2026 California take-home pay after federal withholding, Social Security, Medicare, state tax and applicable payroll deductions. California also withholds State Disability Insurance (SDI).
CALIFORNIA PAYCHECK TAXES
The calculation separates federal withholding, FICA, state income tax, local tax where supported, state payroll programs, and employee deductions.
Graduated income tax plus SDI.
Employee Social Security applies to covered wages up to the 2026 federal wage base.
Standard employee Medicare tax applies to covered wages, with additional withholding at higher wage levels.
Graduated income tax plus SDI.
California State Disability Insurance (SDI) is estimated separately at the 2026 employee rate.
WORKED EXAMPLE
Load a biweekly $65,000 annual salary into the calculator. The result updates using the selected W-4 details and California module.
REFERENCE SALARIES
Select a salary to load it into the calculator using biweekly pay.
Compare paycheck deductions with surrounding states.
Explore states with a similar broad income-tax structure.
CALIFORNIA FAQ
Yes. California uses the official 2026 EDD Method B withholding schedules.
California uses graduated withholding under the official 2026 EDD Method B schedules. The amount depends on filing status, allowances, deductions, pay frequency, and payroll rounding.
No local income tax is included in this estimate.
California State Disability Insurance (SDI) is estimated separately at the 2026 employee rate.
Employer payroll settings, state withholding certificates, benefits, retirement plans, bonuses, multiple jobs, taxable fringe benefits, local taxes, rounding and garnishments can all change the final amount.
METHODOLOGY
Federal income tax uses the 2026 IRS Publication 15-T automated percentage method. Employee Social Security is calculated at 6.2% up to the 2026 wage base, and standard Medicare at 1.45%.
Uses California EDD Method B for 2026, including low-income thresholds, estimated-deduction allowances, standard deductions, exemption credits, and the annual tax-rate schedules.
State reference: Official 2026 EDD Method B schedules. California State Disability Insurance (SDI) is estimated separately at the 2026 employee rate.
This calculator provides an informational estimate and is not tax, legal, accounting or payroll advice. Verify state and local withholding against your employer's payroll records and current official guidance.