State income tax structure
State tax with NYC/Yonkers options and Paid Family Leave.
2026 NEW YORK TAKE-HOME PAY ESTIMATOR
New York Paycheck Calculator
Estimate your 2026 New York take-home pay after federal withholding, Social Security, Medicare, state tax and applicable payroll deductions. New York City and Yonkers withholding may apply.
2026 New York State withholding schedules2026 federal tablesFree to use
NEW YORK PAYCHECK TAXES
What can come out of a New York paycheck?
The calculation separates federal withholding, FICA, state income tax, local tax where supported, state payroll programs, and employee deductions.
Social Security
Employee Social Security applies to covered wages up to the 2026 federal wage base.
Medicare
Standard employee Medicare tax applies to covered wages, with additional withholding at higher wage levels.
New York payroll environment
State tax with NYC/Yonkers options and Paid Family Leave.
Mandatory state programs
New York Paid Family Leave employee contribution is estimated separately.
WORKED EXAMPLE
A $65,000 salary in New York
Load a biweekly $65,000 annual salary into the calculator. The result updates using the selected W-4 details and New York module.
Annual salary$65,000
Pay scheduleBiweekly
State structureProgressive
REFERENCE SALARIES
Common New York salary examples
Select a salary to load it into the calculator using biweekly pay.
Nearby state calculators
Compare paycheck deductions with surrounding states.
Related tax environments
Explore states with a similar broad income-tax structure.
NEW YORK FAQ
New York paycheck questions
Does New York have state income tax on paychecks?
Yes. New York uses graduated state withholding schedules, with separate New York City and Yonkers calculations when applicable.
What is the New York income tax rate in 2026?
New York uses graduated rates rather than a single flat rate. The amount depends on filing status, withholding exemptions, payroll frequency, and whether New York City or Yonkers withholding applies.
Does this calculator include local taxes in New York?
NYC or Yonkers withholding is applied only when selected.
What mandatory payroll programs can affect a New York paycheck?
New York Paid Family Leave employee contribution is estimated separately.
Why could my actual New York paycheck be different?
Employer payroll settings, state withholding certificates, benefits, retirement plans, bonuses, multiple jobs, taxable fringe benefits, local taxes, rounding and garnishments can all change the final amount.
METHODOLOGY
How this estimate is built
Reviewed 2026-07-11Federal income tax uses the 2026 IRS Publication 15-T automated percentage method. Employee Social Security is calculated at 6.2% up to the 2026 wage base, and standard Medicare at 1.45%.
Uses the 2026 New York State Method II annual schedules and official deduction/exemption allowance values. NYC and Yonkers are activated only when selected.
State reference: New York State 2026 withholding schedules. New York Paid Family Leave employee contribution is estimated separately.
Important estimate limitation
This calculator provides an informational estimate and is not tax, legal, accounting or payroll advice. Verify state and local withholding against your employer's payroll records and current official guidance.