State income tax structure
Graduated state tax plus county/local tax.
2026 MARYLAND TAKE-HOME PAY ESTIMATOR
Maryland Paycheck Calculator
Estimate your 2026 Maryland take-home pay after federal withholding, Social Security, Medicare, state tax and applicable payroll deductions. Maryland county income tax can materially change withholding.
2%–5.75% state rates plus local tax2026 federal tablesFree to use
MARYLAND PAYCHECK TAXES
What can come out of a Maryland paycheck?
The calculation separates federal withholding, FICA, state income tax, local tax where supported, state payroll programs, and employee deductions.
Social Security
Employee Social Security applies to covered wages up to the 2026 federal wage base.
Medicare
Standard employee Medicare tax applies to covered wages, with additional withholding at higher wage levels.
Maryland payroll environment
Graduated state tax plus county/local tax.
Mandatory state programs
No separate mandatory employee payroll program is included.
WORKED EXAMPLE
A $65,000 salary in Maryland
Load a biweekly $65,000 annual salary into the calculator. The result updates using the selected W-4 details and Maryland module.
Annual salary$65,000
Pay scheduleBiweekly
State structureProgressive
REFERENCE SALARIES
Common Maryland salary examples
Select a salary to load it into the calculator using biweekly pay.
Nearby state calculators
Compare paycheck deductions with surrounding states.
Related tax environments
Explore states with a similar broad income-tax structure.
MARYLAND FAQ
Maryland paycheck questions
Does Maryland have state income tax on paychecks?
Yes. Maryland uses 2%–5.75% state rates plus local tax for paycheck withholding.
What is the Maryland income tax rate in 2026?
2%–5.75% state rates plus local tax. The exact amount can also depend on the state withholding certificate, filing status, allowances, deductions, locality, payroll-period rules, and rounding.
Does this calculator include local taxes in Maryland?
Local tax is calculated only from the user-entered official local rate.
Does Maryland have an additional employee payroll program deduction?
No separate mandatory employee payroll program is included.
Why could my actual Maryland paycheck be different?
Employer payroll settings, state withholding certificates, benefits, retirement plans, bonuses, multiple jobs, taxable fringe benefits, local taxes, rounding and garnishments can all change the final amount.
METHODOLOGY
How this estimate is built
Reviewed 2026-07-11Federal income tax uses the 2026 IRS Publication 15-T automated percentage method. Employee Social Security is calculated at 6.2% up to the 2026 wage base, and standard Medicare at 1.45%.
Uses Maryland’s annualized state brackets after standard deduction and exemptions. The applicable local rate must be selected or entered because Maryland local withholding depends on county or Baltimore City.
State reference: 2%–5.75% state rates plus local tax. No separate mandatory employee payroll program is included.
Important estimate limitation
This calculator provides an informational estimate and is not tax, legal, accounting or payroll advice. Verify state and local withholding against your employer's payroll records and current official guidance.