State income tax structure
Graduated withholding plus Minnesota Paid Leave.
2026 MINNESOTA TAKE-HOME PAY ESTIMATOR
Estimate your 2026 Minnesota take-home pay after federal withholding, Social Security, Medicare, state tax and applicable payroll deductions. Minnesota has four graduated individual income tax rates.
MINNESOTA PAYCHECK TAXES
The calculation separates federal withholding, FICA, state income tax, local tax where supported, state payroll programs, and employee deductions.
Graduated withholding plus Minnesota Paid Leave.
Employee Social Security applies to covered wages up to the 2026 federal wage base.
Standard employee Medicare tax applies to covered wages, with additional withholding at higher wage levels.
Graduated withholding plus Minnesota Paid Leave.
Minnesota Paid Leave employee premium is estimated separately.
WORKED EXAMPLE
Load a biweekly $65,000 annual salary into the calculator. The result updates using the selected W-4 details and Minnesota module.
REFERENCE SALARIES
Select a salary to load it into the calculator using biweekly pay.
Compare paycheck deductions with surrounding states.
Explore states with a similar broad income-tax structure.
MINNESOTA FAQ
Yes. Minnesota uses 5.35%–9.85% percentage method for paycheck withholding.
5.35%–9.85% percentage method. The exact amount can also depend on the state withholding certificate, filing status, allowances, deductions, locality, payroll-period rules, and rounding.
No local income tax is included in this estimate.
Minnesota Paid Leave employee premium is estimated separately.
Employer payroll settings, state withholding certificates, benefits, retirement plans, bonuses, multiple jobs, taxable fringe benefits, local taxes, rounding and garnishments can all change the final amount.
METHODOLOGY
Federal income tax uses the 2026 IRS Publication 15-T automated percentage method. Employee Social Security is calculated at 6.2% up to the 2026 wage base, and standard Medicare at 1.45%.
Uses Minnesota’s 2026 percentage-method schedules and $5,300 annual allowance value.
State reference: 5.35%–9.85% percentage method. Minnesota Paid Leave employee premium is estimated separately.
This calculator provides an informational estimate and is not tax, legal, accounting or payroll advice. Verify state and local withholding against your employer's payroll records and current official guidance.