2026 MINNESOTA TAKE-HOME PAY ESTIMATOR

Minnesota Paycheck Calculator

Estimate your 2026 Minnesota take-home pay after federal withholding, Social Security, Medicare, state tax and applicable payroll deductions. Minnesota has four graduated individual income tax rates.

5.35%–9.85% percentage method2026 federal tablesFree to use

CALCULATOR

Estimate your Minnesota paycheck

Tax year 2026
1 Pay information
2 Federal W-4 details
Advanced W-4 adjustments
3 Payroll deductions

Retirement deferrals and qualifying benefit deductions affect different tax bases.

Year-to-date federal wage tracking

MINNESOTA PAYCHECK TAXES

What can come out of a Minnesota paycheck?

The calculation separates federal withholding, FICA, state income tax, local tax where supported, state payroll programs, and employee deductions.

5.35%–9.85% percentage method

State income tax structure

Graduated withholding plus Minnesota Paid Leave.

6.2%

Social Security

Employee Social Security applies to covered wages up to the 2026 federal wage base.

1.45%

Medicare

Standard employee Medicare tax applies to covered wages, with additional withholding at higher wage levels.

Minnesota payroll environment

Graduated withholding plus Minnesota Paid Leave.

Mandatory state programs

Minnesota Paid Leave employee premium is estimated separately.

State calculation method: Uses Minnesota’s 2026 percentage-method schedules and $5,300 annual allowance value.

WORKED EXAMPLE

A $65,000 salary in Minnesota

Load a biweekly $65,000 annual salary into the calculator. The result updates using the selected W-4 details and Minnesota module.

Annual salary$65,000
Pay scheduleBiweekly
State structureProgressive

REFERENCE SALARIES

Common Minnesota salary examples

Select a salary to load it into the calculator using biweekly pay.

MINNESOTA FAQ

Minnesota paycheck questions

Does Minnesota have state income tax on paychecks?

Yes. Minnesota uses 5.35%–9.85% percentage method for paycheck withholding.

What is the Minnesota income tax rate in 2026?

5.35%–9.85% percentage method. The exact amount can also depend on the state withholding certificate, filing status, allowances, deductions, locality, payroll-period rules, and rounding.

Does this calculator include local taxes in Minnesota?

No local income tax is included in this estimate.

Does Minnesota have an additional employee payroll program deduction?

Minnesota Paid Leave employee premium is estimated separately.

Why could my actual Minnesota paycheck be different?

Employer payroll settings, state withholding certificates, benefits, retirement plans, bonuses, multiple jobs, taxable fringe benefits, local taxes, rounding and garnishments can all change the final amount.

METHODOLOGY

How this estimate is built

Reviewed 2026-07-11

Federal income tax uses the 2026 IRS Publication 15-T automated percentage method. Employee Social Security is calculated at 6.2% up to the 2026 wage base, and standard Medicare at 1.45%.

Uses Minnesota’s 2026 percentage-method schedules and $5,300 annual allowance value.

State reference: 5.35%–9.85% percentage method. Minnesota Paid Leave employee premium is estimated separately.

Important estimate limitation

This calculator provides an informational estimate and is not tax, legal, accounting or payroll advice. Verify state and local withholding against your employer's payroll records and current official guidance.